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Spiritual Human Capital:
Types and Economic Interrelationships

Imran H. Nawaz
Syed Nisar Hussain Hamdani

Abstract
Spiritual capital is relatively an emerging field of economics. Recent developments in the subfields of economics such as economics of religion (Iannaccone), divine economics (Hamdani), behavioral economics, brain scan economics and other social sciences had helped in finding the economic effects of different religious behaviors. Yet exists a long-felt need for a better understanding of spiritual capital (Iannoconne 1990, Iannoconne and Klick 2003, Hamdani 2006).
Studies are now available , for example, majority of Americans think themselves as more spiritual than religious but these studies lack a clear distinction of spirituality and religiosity as most of them assume that being religious and being spiritual is same [Zinnbauer (1997), Roof (2000), Scott (2001), and Marler and Hadaway (2002)].   While some economists like Finke (2003), and Iannocone and Klick (2003) attempted to define spiritual capital, however, their definitions still need more refinement for achieving a clear distinction between the concept of religious capital and spiritual capital. The works of Zohar and Marshall (2004) , Rima (2005), and Liu (2007) have offered some advancement in this regard. But defining and analyzing spiritual human capital as a further branch of social or human capital is still unexplored.
The present paper focuses on defining spiritual human capital and its different types [Berger and Hefner (2004], by utilizing the teachings of three divine religions, Judaism, Christianity, and Islam which more than three billion people follow on earth. A priori, on the basis of theoretical underpinning in Hamdani (2007), we hypothesize that different kinds of spiritual capital exists in different religions and sects. It is further hypothesized that different kinds of spiritual capital are likely to systematically affect the economic decision making of the individuals and hence create different intensities, directions, and magnitudes of spiritual human capital. The present study finds that spiritual human capital can be classified, accumulated, earned, and used at later time just like other forms of human capital. However, the determination of exact dimension and magnitude of spiritual human capital is only a partial objective of the present paper. For this purpose, cross section data available by Divine Economics Survey 2000 shall be used for the analysis.
Keywords: Divine Economics, spiritual capital, spiritual human capital, religiosity, foregone income.